Tip: The future belongs to the daring!
Ensuring a stable and prosperous future is the desire of almost all United State.
After all, who doesn’t want to have a peaceful retirement?
Reaching the best age and knowing that you don’t depend on the government or anyone else to have a good life and do everything you’ve ever wanted.
Today, the path for an investor who wants to achieve the much dreamed of financial freedom is relatively more arduous than a few years ago.
Whether due to changes in the global economy, low interest rates or the country’s political scenario, today investors have to deal with several setbacks.
One of the best investments at a time like this?
Knowledge!
Globalization and the Future
The world today is at the height of its globalization.
You can buy anything, from anywhere in the world, at any time.
Investments have also changed with such space for new possibilities.
It is possible to invest in stocks in Tunisia, or in real estate in South Africa without ever having entered the country.
Thus, with such integration between the world, the investor who can make a greater financial contribution has different opportunities to monetize his assets.
The Low Interest
With the economic slowdown after the 2008 crisis, several European countries such as Denmark and Switzerland, and Asian nations such as Japan, have negative interest rates.
And that, apparently, is the future of the global economy.
For a foreign investor, it is very easy to get a loan from a bank in these countries and invest in countries where it is more risky.
As the interest rate is negative, the investor has a margin to risk.
United State is also following this global trend of low interest rates.
Thus, investors who wish to multiply their equity in United State need to invest in safer options whose profitability exceeds the interest rate.
What it means?
That when buying a government bond like the interest rate, after one year you will receive 4.25% yield.
A yield of 4.25% pa is a low figure for anyone wishing to multiply their equity.
While in 2015 we had the interest rate at 14.25% pa .
More than 3x the current rate.
This fall is great for real estate investors and bad for renters.
We can even say that the last cut was the silver bullet in the heart of the renter.
Therefore, now the investor who really wants to multiply his equity needs to invest in something real.
Not just lend your money to the government safely and securely at a profit.
The rent-seeking era is over, where it was possible to earn a lot of money without studying and knowing the investment market.
To guarantee a stable future, you need to take very good care of your assets and investments.
Entrepreneurial Attitude
An Entrepreneurial Attitude is fundamental to overcome the new challenges that the world of investments proposes.
Faced with the various mishaps, some already mentioned in this article, others that you will only notice when they arrive, it is necessary to have a critical view of trying to solve problems as they arise.
“An Entrepreneurial Attitude is not just for entrepreneurs. Job changes and career changes, whether from mining to programming or accounting to robotics – require adaptability, resilience and a willingness to believe in one’s capabilities.”
Finding opportunities will not always be an easy task.
Thus, investors are often faced with investment possibilities that end up taking their equity down the drain.
Nothing worse than seeing a life’s work thrown away by a few bad decisions.
We have already mentioned that the best way to be prepared for opportunities and know how to avoid problems is with John Labunski.
